Terms and Conditions

Effective Date: September 6, 2025

Welcome to Better Balance Blueprint. These Terms and Conditions (“Terms”) govern your access to and use of the Better Balance Blueprint website, quizzes, tools, content, and related services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms

If you do not agree with these Terms, please do not use the Services.

1. Nature of the Services

Better Balance Blueprint provides educational information and tools designed to help users explore and understand potential credit card options, including introductory annual percentage rate (“APR”) offers.

Better Balance Blueprint is not a bank, lender, or credit card issuer. We do not make credit decisions, set interest rates, or guarantee approval for any financial product.

All credit card offers, terms, rates, and eligibility decisions are determined solely by the issuing financial institutions.

2. No Financial Advice

The content provided through the Services is for informational and educational purposes only.

Nothing on this website constitutes financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions.

3. Introductory APR Disclosures

Certain content on the website may reference introductory APR offers, including 0% introductory APR promotions.

Introductory APR offers:

Are promotional and time limited
Are subject to approval
Vary by credit card issuer, product, and applicant creditworthiness

Data Security

Promotional APR periods may last for a limited time and, once the promotional period ends, a variable APR will apply. Post promotional APRs commonly range from approximately 18% to 30%, depending on the issuer, market conditions, and individual credit profile.

Always review the full terms and disclosures provided by the card issuer before submitting an application.

We implement reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure. However, no system can be completely secure, and we cannot guarantee absolute security.

4. Quiz Results and Personalization

Quiz results are generated based on the information provided by the user and are intended to offer general educational insights.

Results:

Are estimates only
Do not guarantee approval or specific rates
May not reflect all available offers
Should not be relied upon as definitive financial recommendations

5. Affiliate Relationships and Compensation

Better Balance Blueprint may receive compensation from affiliate partners when users click on certain links or apply for offers through the Services.

This compensation helps support the operation of the website and does not increase the cost to the user.

Affiliate relationships do not influence editorial integrity or require users to apply for any offer.

6. User Responsibilities

By using the Services, you agree to:

Provide accurate and truthful information
Use the Services only for lawful purposes
Not attempt to interfere with the operation or security of the website

You are responsible for reviewing the terms and conditions of any third party financial products before applying.

7. Communications Consent

By submitting your information through the Services, you consent to receive communications from Better Balance Blueprint, which may include emails, phone calls, text messages, prerecorded messages, or automated communications.

You may opt out of communications at any time by following the instructions provided in the messages.

8. Intellectual Property

All content on the Better Balance Blueprint website, including text, graphics, logos, and software, is the property of Better Balance Blueprint or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or exploit any content without prior written permission.

9. Third Party Websites

The Services may contain links to third party websites. Better Balance Blueprint is not responsible for the content, accuracy, or practices of third party sites.

Accessing third party websites is at your own risk.

10. Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis.

Better Balance Blueprint makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of the Services.

11. Limitation of Liability

To the fullest extent permitted by law, Better Balance Blueprint shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of the Services.

12. Indemnification

You agree to indemnify and hold harmless Better Balance Blueprint from any claims, losses, damages, liabilities, or expenses arising from your use of the Services or violation of these Terms.

13. Modifications to the Terms

Better Balance Blueprint reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date.

Continued use of the Services after changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to conflict of law principles.

15. Contact Information

If you have questions about these Terms and Conditions, you may contact us at:

*(terms vary)

**(select cards)

Disclaimer:

By taking this quiz and requesting your quiz results, you agree that Better Balance Blueprint may contact you with additional information using the contact details you provide. This may include phone calls, text messages, emails, prerecorded messages, or automated dialing systems, even if your number is listed on any Do Not Call registry. Meta (Facebook and Instagram) and Google are not affiliated with, and do not endorse, Better Balance Blueprint, this quiz, or any related content. We may receive compensation from affiliate partners for some links, which helps support our work at no additional cost to you and is disclosed in accordance with FTC guidelines. Providing your name and email address in the quiz entitles you to receive our free email newsletter. You may opt out at any time.

Important Information:

0% introductory APR offers are promotional and subject to approval. Introductory APR periods may vary by card and issuer and may last up to 2027 depending on the offer selected. After the introductory period ends, a variable APR will apply, commonly ranging from approximately 18% to 30%, based on creditworthiness and other factors. Terms, conditions, and eligibility requirements apply. Always review the full terms provided by the card issuer before applying.

*Terms vary by card and issuer and may include the intro APR length, balance transfer fees, regular APR after the promo period, and eligibility requirements. Approval required.